Keeping My Money Local: San Gabriel Valley Credit Unions

Move Your Money To Your Community

After the last post‘s revelation of the 5 days for money to travel to USAA’s otherwise excellent bank in San Antonio, Texas, I’m taking a look at local credit unions again.

The idea of keeping my money local is very appealing. Here’s one description of a what a credit union is.

A co-operative not-for-profit financial institution, owned and operated by our members. We offer most of the consumer financial services offered by banks. Unlike banks, however, our earnings are returned to members in the form of superior loan and deposit rates, lower fees, and higher quality personalized service.

Find a Credit Union. Enter your zip code and how far you’re willing to travel to the closest Credit Union branch.

The ones I’m mentioning here are the Credit Unions open to local people, regardless of employment (well, with one exception).

First City Credit Union‘s About page has that quote at the top of this post. Started in Los Angeles, merged with several along the way.
Eligibility: “Membership eligibility at First City is available to people who live, work or worship in many communities throughout Los Angeles County and parts of San Bernardino County.” They have a communities/zip code page. If you’re in the zips there, you can be IN. Plus employees of several different organizations, including medical centers, City of Claremont concerns and L.A. County, too.

Wescom Credit Union About Page and Eligibility Page:
“You’re eligible to join Wescom if you live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, Ventura, San Diego, or Santa Barbara counties.”

Pasadena Service Federal Credit Union. Eligibility: “People who live, work, worship or attend school in, Altadena, Arcadia, Pasadena, San Marino, Sierra Madre, South Pasadena, and the unincorporated area of 91107.”

A couple of others that are local, not open to everyone in a geographical locality:
Caltech Employees Federal Credit Union: Eligiblility. If you work for CalTech/JPL/Huntington Library/Polytechnic School/Carnegie Observatories:

Employees, volunteers, retirees and family members of California Institute of Technology, Jet Propulsion Laboratory (JPL), Graduate and Undergraduate Caltech Students, The Huntington Library and Botanical Gardens, Child Educational Center, Polytechnic School in Pasadena and The Carnegie Institute, and JPL/Caltech independent contractors.

Hmmm. Liveblogging Mars rovers some time back. Is that considered volunteering?
I can say for a fact that members of this credit union get the awesomest credit cards evar. With images of Mars Rovers on them.

And the Pasadena Federal Credit Union. Eligibility

Work for the City of Pasadena, City of San Gabriel, City of Sierra Madre or City of South Pasadena
Work for one of our many Select Employer Groups (click here for a list)
Have a family member or household member who is a current member of PFCU
Are a retiree or pensioner of the City of Pasadena or a Select Employee Group
Are a volunteer with any of our member groups
Are a member and volunteer of the Friends of the Pasadena Public Libraries organization [more on Friends of Library]

In comments to previous post, a review of Pasadena Federal Credit Union by West Coast Grrlie Blather

ATMs at the Co-Op Network
Use the Credit Union Co-Op network for ATM transactions. Most (or perhaps all) of these credit unions participate in the Co-Op network. Where are they located? Here’s the Co-Op ATM finder.

Check them out. Are you a member of these (or any other) credit unions? Please share your thoughts and experiences.

One response to “Keeping My Money Local: San Gabriel Valley Credit Unions”

  1. Kelly

    Pasadena FCU is open today (5 Nov) for anyone who wants to open a new account–9 am – 1 pm, I believe…